---
title: Closing cost itemization | Mortgage Clarity Help Center
description: Itemize fees per loan option, reuse templates, and keep APR/PPE flags straight.
url: https://www.mortgageclarityplatform.com/help/strategies/closing-cost-itemization
site: Mortgage Clarity
updated: 2026-09-01
---

## The Closing Cost Details editor

1.  1
    
    From a strategy's closing costs section, open the itemization. The Closing Cost Details window lists every fee.
    
2.  2
    
    Press Add Fee for a new line. Pick a fee name (searchable presets or your own), a bucket, an amount, and who pays it.
    
3.  3
    
    Each amount toggles between a dollar figure and a percentage of the loan amount with the $/% button; percentage mode shows the computed dollar total underneath.
    
4.  4
    
    The APR, PPE, and +Loan badges toggle per fee: whether it counts toward APR, whether it is a prepaid/escrow item, and whether it is financed into the loan.
    
    ![Fee rows with the $/% toggle and flag badges](https://www.mortgageclarityplatform.com/help-figures/strategies__closing-cost-itemization__1.png)
    
    Fee rows with the $/% toggle and flag badges Click to enlarge
    
5.  5
    
    On a phone each fee is a stacked card with the same controls; nothing scrolls sideways.
    

## Templates and bulk actions

1.  6
    
    Pick a State (DC, MD, VA) and apply a saved Template to fill the sheet in one step. Applying over existing fees asks whether to Replace All or Add to Existing.
    
2.  7
    
    Clear All empties the list; Add All to Loan / Remove All from Loan flips financing for every fee at once.
    
3.  8
    
    Name the current sheet and press Save As Template to reuse it on future deals.
    
4.  9
    
    When TitleCapture is enabled on your account, a Title Quote button pulls live title and recording fees for the property's jurisdiction.
    
    Prepaid escrow reserves are auto-calculated from the loan's monthly costs and appear in their own section; program fees financed into the loan show separately too.
    

## Totals

The footer totals costs by payer: Borrower, Seller, Lender, and Broker. Press Apply to Loan to push the itemization back into the strategy.

## Related articles

[Build a strategy manually

The strategy editor workflow from loan details to publish.

](https://www.mortgageclarityplatform.com/help/strategies/manual-strategy)[Publish & share a report

Turn a draft strategy into the live report your client sees.

](https://www.mortgageclarityplatform.com/help/reports-publishing/publish-share)

[PreviousBuild a strategy manually](https://www.mortgageclarityplatform.com/help/strategies/manual-strategy)[Next Buydowns](https://www.mortgageclarityplatform.com/help/strategies/buydowns)

Still stuck?

Email [christian@mortgageclarityplatform.com](mailto:christian@mortgageclarityplatform.com), or use the Help button in your advisor top bar to send a message without leaving the app.