Report settings reference

For defaults: Settings, then under the Analyses & Reports group open Report Defaults. Toggle what you want, then Save.

For one analysis: open it and go to Report Overview.

Breakeven Overview (on) — the breakeven chart comparing strategies over time. The single most useful section on a refinance.

Savings Over Time (on) — the 60-month savings comparison chart. Toggles between total cost (interest + MI + fees, principal excluded) and monthly cash flow (every dollar that leaves the account). They can disagree, which is usually the conversation worth having.

Interest & MI Paid (on) — 15-year interest and mortgage insurance comparison. This is where a low payment that costs more shows itself.

Bridge Analysis (on) — bridge or HELOC payoff by month held. Renders only when a strategy actually has one, so leaving it on costs nothing.

Low Appraisal Strategy — impact if the appraisal comes in low. Worth turning on in a tight market or on a stretch offer.

ARM Reset Analysis — what happens when an ARM adjusts. Turn on for any ARM, always.

Reinvestment Calculator — net worth over time: home equity plus invested assets. For the client asking whether to put more down or invest the difference.

Investor ROI Worksheet — rental cash flow, cap rate, cash-on-cash, DSCR, and projections.

Pay-down & Payment Schedule — the balance-over-time chart with a lump-sum recast and extra-payment calculator built in, plus the full month-by-month schedule. For clients expecting a bonus or a sale, and for anyone asking what an extra $250 a month does. The "keep paying my current payment" tick is the one that lands: recast $150k, decline the lower payment, watch the payoff date jump.

Send Me Addresses (on) — clients submit property addresses from the report sidebar. This is the feature that turns a report into an ongoing conversation, and it feeds the scenario-request notification.

LE / CD Style Preview (off) — lets clients view any strategy formatted like a Loan Estimate or Closing Disclosure. Useful for a borrower who is comparing your numbers against another lender's LE.

AI Chat Widget (off) — clients ask questions about their report via AI chat. This one is locked until you have loaded documents into your AI knowledge base under Settings → AI Knowledge, because a chat with no knowledge behind it is worse than no chat.